Rental Car Insurance: Which Credit Cards Have You Covered #ez #rental

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Rental Car Insurance: Which Credit Cards Have You Covered

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The question arises every time you rent a car: Do I really need rental car insurance ?

Many rental agencies offer damage waivers for about $15 to $25 a day, selling peace of mind along with expanded coverage. But these waivers are often no better than the coverage you already have with your favorite credit card.

Depending on where you rent, the rental company’s liability for injury or property damage may be anywhere from $25,000 to $50,000. This could still leave a big bill for you to pay, but your credit card may also step in sort of. All four major card networks offer rental insurance, but vary substantially in benefits and requirements.

In some cases, car-rental customers may want to purchase full coverage from the car-rental company to avoid the hassle of making a claim or reporting an accident to their primary insurer and  the credit card issuer. Make sure you re comfortable with that process before relying on your credit card s secondary coverage.

You can also get primary coverage for your car rentals with these two credit cards: