#plan my travel
My Travel Guard
We understand that your trip can take a year to save for, but only a second to ruin. While you can’t do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The My Travel Guard plan may be purchased to do just that. For a complete Certificate of Insurance, please click here
- 100% Trip Cost Trip Cancellation Trip Interruption
Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.
Reimburses the additional airline transportation expenses incurred by you to reach the return destination for trip interruptions.
Reimburses up to $100 per day/per person up to the Maximum Limit shown on the Schedule of Benefits for reasonable additional expenses if the insured is delayed for more than 12 consecutive hours due to a covered reason.
Reimburses up to the Maximum Benefit shown on the Schedule of Benefits if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for 3 or more hours to your point of departure.
Reimburses you if your baggage or personal effects are lost, stolen or damaged while on your Trip, subject to the Maximum Benefit. $50 Deductible applies. This coverage is in excess of any other coverage or indemnity.
If your Baggage is delayed more than 12 hours, you can be reimbursed for the purchase of Necessary Personal Effects, subject to the Maximum Benefit.
Pays for medical expenses incurred while on a trip. $50 Deductible applies.
The following will be included if elected and appropriate costs have been paid.
- Cancel for Any Reason
You have the option to purchase a maximum limit of either 50% or 75% of Trip cost which provides reimbursement if you decide to cancel for any reason up to 48 hours prior to departure. (Must be purchased within 21 days of initial trip payment or by final trip payment.)
Waives the $50 deductible and increases the Medical Expense limit of the base plan from $10,000 to either $25,000, $50,000 or $100,000. Also, offers a separate option to upgrade your Medical Expense benefit to Primary coverage.
For medical emergencies, includes evacuation to the adequate licensed medical facility of your choice or home. Base plan provides evacuation to the nearest adequate licensed medical facility. Maximum limit is increased to $1 million.
Increases the Baggage and Personal Effects limit to $1,000, $1,500 or $2,500 and waives the $50 deductible. Increases the Baggage Delay limit to $200, $300, $400 or $500. Also, offers a separate option to upgrade your Baggage and Personal Effects benefit to Primary coverage.
You have the option to purchase a maximum limit of either $35,000 or $50,000 in primary coverage. Subject to a $250 deductible. Covers collision damage to a rental car for which the car rental contract would hold you responsible.
Amount Purchased (up to $500,000) Coverage for accidental death or dismemberment that occurs when traveling on a regularly scheduled flight or charter, subject to the Maximum shown in the Schedule.
Provides Trip Cancellation/Interruption, Emergency Evacuation and Medical Expense coverage for losses caused by many adventure sports activities typically excluded in many travel insurance plans.
Increases the Trip Interruption benefit to 150% of Trip Cost; increases Trip Delay to $1,000 ($200 per day); increases Missed Connection to $1,000; and adds $50,000 Accidental Death Dismemberment coverage.
* Optional coverages cannot be purchased separately and may vary by state.
Assistance Services listed below are not insurance benefits and are not provided by the Company. Travel Guard provides assistance through coordination, negotiation, and consultation using an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the responsibility of the traveler.
- Travel Medical Assistance
A menu of services available for emergency medical requests, including prescription replacement assistance, physician referrals, medical evacuations, and more.
Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information and more.
24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more.
To enroll in the My Travel Guard plan, pay the plan cost at any time up until 24 hours prior to departure. For a complete Certificate of Insurance please click here .
**Non-insurance services provided by Travel Guard.