Finance & Business

Jun 25 2017

My Travel Guard is a made to order travel insurance plan for vacation, adventure and trip insurance. #cheapest #travel #insurance

#plan my travel
#

My Travel Guard

We understand that your trip can take a year to save for, but only a second to ruin. While you can’t do anything to prevent an unexpected storm from closing the airport, you can do something to help cover your travel investment. The My Travel Guard plan may be purchased to do just that. For a complete Certificate of Insurance, please click here

  • 100% Trip Cost Trip Cancellation Trip Interruption

Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.

  • $1,000 Trip Interruption – Return Air Only
    Reimburses the additional airline transportation expenses incurred by you to reach the return destination for trip interruptions.
  • $500 Trip Delay
    Reimburses up to $100 per day/per person up to the Maximum Limit shown on the Schedule of Benefits for reasonable additional expenses if the insured is delayed for more than 12 consecutive hours due to a covered reason.
  • $500 Missed Connection
    Reimburses up to the Maximum Benefit shown on the Schedule of Benefits if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for 3 or more hours to your point of departure.
  • $500 Baggage Personal Effects
    Reimburses you if your baggage or personal effects are lost, stolen or damaged while on your Trip, subject to the Maximum Benefit. $50 Deductible applies. This coverage is in excess of any other coverage or indemnity.
  • $100 Baggage Delay
    If your Baggage is delayed more than 12 hours, you can be reimbursed for the purchase of Necessary Personal Effects, subject to the Maximum Benefit.
  • $10,000 Accident Sickness Medical Expense
    Pays for medical expenses incurred while on a trip. $50 Deductible applies.
  • $100,000 Emergency Evacuation Repatriation of Remains

    Covers evacuation and transportation as directed by a Physician to the nearest adequate medical facility (home in the event of death or if medically required). Pays for special medical escort if recommended in writing by the attending Physician.

  • Optional Coverage*

    The following will be included if elected and appropriate costs have been paid.

    • Cancel for Any Reason

    You have the option to purchase a maximum limit of either 50% or 75% of Trip cost which provides reimbursement if you decide to cancel for any reason up to 48 hours prior to departure. (Must be purchased within 21 days of initial trip payment or by final trip payment.)

  • Medical Expense Upgrade
    Waives the $50 deductible and increases the Medical Expense limit of the base plan from $10,000 to either $25,000, $50,000 or $100,000. Also, offers a separate option to upgrade your Medical Expense benefit to Primary coverage.
  • “Hospital of Choice” Evacuation Upgrade
    For medical emergencies, includes evacuation to the adequate licensed medical facility of your choice or home. Base plan provides evacuation to the nearest adequate licensed medical facility. Maximum limit is increased to $1 million.
  • Baggage Upgrade
    Increases the Baggage and Personal Effects limit to $1,000, $1,500 or $2,500 and waives the $50 deductible. Increases the Baggage Delay limit to $200, $300, $400 or $500. Also, offers a separate option to upgrade your Baggage and Personal Effects benefit to Primary coverage.
  • Car Rental Collision Coverage
    You have the option to purchase a maximum limit of either $35,000 or $50,000 in primary coverage. Subject to a $250 deductible. Covers collision damage to a rental car for which the car rental contract would hold you responsible.
  • Accidental Death Dismemberment (Common Carrier Air Only)
    Amount Purchased (up to $500,000) Coverage for accidental death or dismemberment that occurs when traveling on a regularly scheduled flight or charter, subject to the Maximum shown in the Schedule.
  • Adventure Sports Coverage
    Provides Trip Cancellation/Interruption, Emergency Evacuation and Medical Expense coverage for losses caused by many adventure sports activities typically excluded in many travel insurance plans.
  • Accident, Interruption Delay Upgrade
    Increases the Trip Interruption benefit to 150% of Trip Cost; increases Trip Delay to $1,000 ($200 per day); increases Missed Connection to $1,000; and adds $50,000 Accidental Death Dismemberment coverage.
  • Additional Unforeseen Events Upgrade

    Includes Trip Cancellation/Interruption coverage due to Financial Default, Terrorist Incident and a waiver for pre-existing medical conditions. Also covers Trip Cancellation/Interruption due to involuntary job loss or layoff. For complete details of coverage refer to the Certificate of Insurance. (Must be purchased within 21 days of initial trip payment or by final payment.)

  • * Optional coverages cannot be purchased separately and may vary by state.

    Assistance Services**

    Assistance Services listed below are not insurance benefits and are not provided by the Company. Travel Guard provides assistance through coordination, negotiation, and consultation using an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the responsibility of the traveler.

    • Travel Medical Assistance

    A menu of services available for emergency medical requests, including prescription replacement assistance, physician referrals, medical evacuations, and more.

  • Worldwide Travel Assistance
    Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information and more.
  • LiveTravel® Emergency Assistance
    24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more.
  • At Your Service

    Provides access to a world of conveniences that can help simplify and enrich your travel experience. Available 24/7, At Your Service can help get you into exclusive restaurants, concerts and other places you want to be during your travels!

  • To enroll in the My Travel Guard plan, pay the plan cost at any time up until 24 hours prior to departure. For a complete Certificate of Insurance please click here .

    **Non-insurance services provided by Travel Guard.





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