#credit union loans
Mountain Credit Union Loans
At Mountain Credit Union, we can help finance your dreams. Use our on-line calculators to calculate different payment options and terms. Our goal at Mountain Credit Union is to provide low-cost, affordable loans to our members. Our rates and monthly payments are very competitive.
If you are a member of Mountain Credit Union and a MCU Online subscriber you can apply for a loan 24 hours a day/7 days a week.
Non-Members: If you are not currently a member, and would like to apply for a loan, please call or come by any of our convenient locations to speak with a Loan Officer.
Disability and Life Insurance is available at affordable prices on all loans. Be prepared for the unexpected by purchasing insurance that will pay your loan in the event of disability or death.
Car Truck Loans
If you re looking to purchase a new or used vehicle let Mountain Credit Union be a part of the deal! Get pre-approved before you go car shopping so that you know exactly how much you have to spend. Then you can spend your time shopping instead of negotiating the price!
If you have a vehicle financed at another institution ask your Mountain Credit Union Loan Officer if we can reduce your monthly payments and save you money over the life of the loan! We re here to help you get the best deal possible!
Mountain Credit Union offers repossessed vehicles for sale. Click here for our current listing .
Mountain Credit Union will provide 0% financing to qualified borrowers that agree to pay full retail value for repossessed vehicles.
Mountain Credit Union offers loans for any purpose.
- Boats, Motors Trailers
- Jet Skis
- Recreational Vehicles
- Campers Travel Trailers
- Farm Equipment Including Riding Mowers and Small Equipment
- 4 Wheelers
Home Equity Loans
Take advantage of the equity in your home! If you plan to do home improvements, purchase a car, a college education or debt consolidation; talk with a Mountain Credit Union Loan Officer to see if a Home Equity Loan is for you. At this time Mountain Credit Union offers Home Equity Loans with NO CLOSING COSTS. Variable rate line-of-credit or closed end-fixed rate available.
Mountain Credit Union has a solution for your home financing needs. Purchase or Refinance. We have:
- Competitive Rates
- Fixed Adjustable Rate Mortgages
- First-time Homebuyer Programs
- Conventional Loans
- VA, USDA FHA Loans
- Up to 100% Financing
- Investment Property
- Second Homes
Call for a personal appointment and a FREE MORTGAGE ANALYSIS. Call your local Mountain CU office and choose extension 2207 to reach our Mortgage Loan Administrator. Click Here to print out a Mortgage Loan Application
Unimproved Property Loan
Do you want to buy now and build later? Mountain Credit Union can help with our Unimproved Property Loan. This loan can be granted on property located in North Carolina with approved credit.
Share Secured Loan
Mountain Credit Union offers a loan secured by the balance in your savings account. This is a great loan for someone who has a short term need for financing but doesn t want to spend their savings. This is a great option for someone just starting to build credit.
This Sallie Mae Student Loan Program is a referral program that allows Mountain Credit Union members to apply for student loans on-line. Click Here to get started on your application.
Overdraft Loan Protection
Basic Overdraft Loan Protection
Reserve Overdraft Line of Credit
SEASONAL CHRISTMAS/TAX LOAN