Life Insurance Law
Life insurance provides a financial benefit to the named beneficiaries of the insurance holder upon the holder s death. There are generally two types of life insurance: whole and term. Whole life insurance provides coverage for a person regardless of the age he or she lives to be, as long as the policy remains active; term life insurance offers coverage for a set number of years, which are specified in the policy. When the insured dies, the specified amount of the policy is paid to the insured s beneficiaries. Laws regulating the life insurance industry specify who can be a beneficiary and how the benefits can be transferred. To learn more about these rules and regulations and about life insurance law in general, visit the articles and answers in this section.
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