#check my credit score
How to Find Your Absolutely, Positively REAL and TRUE FICO Credit Score. Seriously.
I m on a quest. Much like Indiana Jones and his quest for the coveted Holy Grail. Only, my quest is not nearly as dangerous, but it does lead you down many dark tunnels and great quests filled with mystery and suspense. I m on a quest to find my real FICO credit score (cue Indiana Jones theme music .).
Okay, so this quest isn t that exciting. For me it was a quest because it took several days to get the answer I was seeking. You re probably wondering: why the obsession with my credit score ? I already knew I had a decent score. I had learned that when we recently built our dream home and then again after we refinanced since our bank had to run our credit scores then.
So why am I now really obsessed?
More than one?
A large part is attributed to my book, Soldier of Finance . that I m working on. A good chunk of the book is dedicated to learning your credit score and various ways to improve or raise your credit score if you need it. What I realized was that the more I wrote about credit scores the more I learned I didn t know about them. In fact, I feel like instead of majoring in Finance I should have majored in Credit Scores because the whole system is confusing.
Why The Fuss? Some financial experts like Dave Ramsey say to not worry about your credit score. Personally, I disagree. Your credit score is the heart rate to your financial health. You don t want to obsess over it, but you do want to check it every once in a while to make sure your pulse (score) is still good.