Home Insurance – House Insurance in India #auto #insurance #nj

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Home Insurance

What great pleasure lies in the often repeated statement, ‘I am home’. A home is a place of rest, sanctuary and the word itself signals peace and finality. A house also entails a tremendous expenditure of money, emotions and time- a onetime investment in many of our lives. Thus, securing this symbol of independence and achievement, against natural calamities and man-made conditions, is an extremely important concern. Ergo, the need for a good, comprehensive and timely Home Insurance Policy.

In India, Home or Property Insurance is a popular banking product. Being secure is better than being sorry- the essential tenet behind the concept of insurance, applies particularly to an emotional and costly insurance such as your family home. Aside from the structure itself, a good home insurance policy provides protection to the items/ implements/ appliances and prized possessions included in the home. A trusty home insurance policy is not just the protector of your cherished home, but the precious and unique memories and emotions that reside therein.

Features and Benefits of Home Insurance

Subscribing to a comprehensive home insurance policy allows you to enjoy the following features and benefits,

  • Complete coverage against financial liabilities arising from the damage/loss of your home and/or its contents due to natural or man-made reasons.
  • Thoughtful additional covers including Burglary and Theft Cover, Earthquake Cover, etc. for specialized protection.
  • 100% mental peace when there is a solid security to fall back on, especially in these times of social strife and environmental upheavals.
  • Applying for a home insurance policy is simple, the turnaround times are quick and almost all banks in India offer this very dynamic product.
  • After the calamity that resulted in the damage/loss of your home, the on-time home insurance payouts will massively assist in helping the family put their lives back together. A big relief in such a trying time.

Property Insurance Add-On Covers

The ideal, comprehensive home insurance policy takes care of all contingencies when it comes to your cherished home. However, modern times have given rise to specific conditions that pose a particularly pressing concern when it comes to your house and the valuables based therein. Hence, add-on covers are offered by insurers to boost the protection afforded by the main insurance policy. These covers come in many types,

  • Terrorism Cover – Provides financial protection to your house and the contents therein against acts of terrorism. A very vital component in these times of international strife.
  • Cover for Domestic Appliances- Protects your household items including television, refrigerator, air conditioner, washing machine etc. against damage from fire, breakdown, theft, etc.

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