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The Marketplace Made Clear
Enrolling in a marketplace health insurance plan
Each year, there is a set time (the open enrollment period) when you can shop for health insurance plans. It usually runs November – January. After the open enrollment period ends, you cannot buy a plan or change your plan unless you have a qualifying life event (such as losing your insurance coverage, getting married or having a baby). The open enrollment period is November 1, 2015 to January 31, 2016, for plans that begin in January 2016.
The insurance plans offered in the Marketplace include a set of essential health benefits, and financial assistance is available (in the form of a tax credit) for those who qualify. There are several ways you can shop for a Marketplace health insurance plan.
- Visit the Marketplace
- View UnitedHealthcare plans
- Speak with a representative by calling 1-844-joinUHC
- Contact an insurance broker/agent
Renewing your plan
If you were enrolled in a UnitedHealthcare plan through the Marketplace in 2015, you don’t have to do anything to renew your plan for 2016 (except Colorado). If you have questions about renewing your UnitedHealthcare plan, or if you’d like to find new coverage, please call 1-844-719-4809 to speak to a licensed agent or visit renew-unitedhealthcare.com .
No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income.
References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.
Each company is a separate entity and is not responsible for another’s financial or contractual obligations.
Administrative services are provided by United HealthCare Services, Inc. or their affiliates.
Products and services offered are underwritten by All Savers Insurance Company, Golden Rule Insurance Company, Health Plan of Nevada, Inc. Oxford Health Plans (NJ), Inc. UnitedHealthcare Benefits Plan of California, UnitedHealthcare Community Plan, Inc. UnitedHealthcare Insurance Company, UnitedHealthcare Life Insurance Company, UnitedHealthcare of Colorado, Inc. UnitedHealthcare of Alabama, Inc. UnitedHealthcare of Arkansas, Inc. UnitedHealthcare of Florida, Inc. UnitedHealthcare of Georgia, Inc. UnitedHealthcare of Kentucky, LTD. UnitedHealthcare of Louisiana, Inc. UnitedHealthcare of the Mid-Atlantic, Inc. UnitedHealthcare of the Midlands, Inc. UnitedHealthcare of the Midwest, UnitedHealthcare of Mississippi, Inc. UnitedHealthcare of New England, Inc. UnitedHealthcare of New York, Inc. UnitedHealthcare of North Carolina, Inc. UnitedHealthcare of Ohio, Inc. UnitedHealthcare of Oklahoma, Inc. UnitedHealthcare of Pennsylvania, Inc. Unitedhealthcare of Washington, Inc.