Experian Phone Number – 0844 453 0131 #what #is #fair #credit #reporting #act

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Experian Phone Number

Use the Experian Credit Expert phone number to arrange that all-important credit check.

Reasons to call the Experian phone number:

  • To cancel your account.
  • If you are unable to log in.
  • General queries about the service.

What Is Credit Expert?

The Credit Expert service is ran by Experian. Sign up today by calling the Experian Credit Expert new customer number. It allows you to get a free credit report and then the experts monitor your credit rating for you.

Experian Credit Expert offer a free 30 day trial, which allows you to obtain a free credit report and score. After you have gotten this, you can get expert advice on how to improve your score and help finding finance deals to suit your rating, whether it be a credit card or store card you are after.

Once you have your credit report, you can access it whenever and regularly check that it is up to date. Your score is the best way of finding out how lenders may assess you for credit. The website itself uses high tech monitoring software to insure your identity is protected.

What Is A Credit Report?

A credit report is a tool that can be used by people who lend money or give you credit as well as certain other parties who would be interested in this sort of information, to gauge an idea about if the person could be considered to be a borrower who is reliable and responsible.

A report from Experian will list the information found in two main sources- public records and information that is given by vital lenders and institutions of financial matters. By obtaining these details, it allows them to build up a picture of an individuals credit history.

Your credit report could be considered by a third party in a number of situations, including:

  • When you make an application for a mortgage or loan for a car
  • When making an application for various types of loans, including credit cards, overdrafts and store cards
  • If you were to apply for a credit account with a catalogue or for a credit account with an online company
  • Should you ever wish to move and rent a house
  • When you apply for a new job or change your current working position

Although you might not have known about your credit report beforehand, it can have a quite a big influence over other areas of your life. When it comes to making bigger purchases, such as a house or car, or to get the extras from opening a store account, the information that is found on your credit report could be vital for determining the outcome.

Is It Worth Checking My Credit Report?

It depends on your situation. If you are planning on purchasing a big tag item, such as getting on the property ladder or taking out finance for a new car, your Experian credit report can let you see if there could be anything standing in your way and how to deal with them if you have some.

Looking at your credit report can also help you making proper decisions about borrowing. If, for example, you make several applications for finance over a small period of time, it can leave a negative mark on your credit report, without you knowing. If you have some idea about what your credit rating is, it will let you make a more informed decision about if you should go ahead with borrowing money and if it is a good and possible option for you.

By looking over your credit report, as obvious as it sounds, you can also look for mistakes that could have been made, either due to human or computer errors. If you find any of these, Experian can help you take steps to sort them.

About Credit Expert

Credit Expert is the online credit service. It is owned by Experian, one of the UK s leading credit reference agencies. Experian was founded in 1996. In 2002, Experian acquired ConsumerInfo.com, allowing it to begin providing credit reports. To find out more, visit the Credit Expert website.

Experian Credit Expert Address

You can also contact Experian via post at the following address:

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