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Who we are – at a glance

Stay flexible with easyCredit

easyCredit is one of the most successful consumer credit products in Germany. Customers can extend their financial leeway in a quick, simple and fair way. No matter whether it is a new car or a new piece of furniture for the home the installment loan takes the needs of customers into account and offers individual solutions.

easyCredit differentiates itself from its competitors by offering simple processes, individual advice and fair product features.

easyCredit can be obtained through various channels: In Germany the TeamBank already works together with more than 80 % of all cooperative banks (Volksbanken and Raiffeisenbanken). In addition, customers can purchase a loan online or by phone.

easyCrdit product features as an overview:

  • Credit amount up to 75,000 Euro
  • Duration up to 84 months
  • Direct online immediate approval
  • Extended right of return (1 month) without processing fees
  • 1%age point p. a. from your easyCredit interest rate as a change-of-provider bonus
  • Flexibility in changing installments and early repayments
  • Special payments possible at any time
  • Best price guarantee
  • Calculation of a personal credit limit and interest rate
  • No requirement to disclose the reason for the credit
  • No collateral required
  • Partnership approach in all financial situations
  • Transparent credit and price decision
  • Better overview with the new financial compass
  • easyCredit insurance cover can be terminated at any time

easyCredit Financial Reserve – the credit on call

The easyCredit Financial Reserve (easyCredit-Finanzreserve) is our fair credit option that can be combined with the credit cards offered by the Volksbanken Raiffeisenbanken. With the easyCredit Financial Reserve a customer can have up to 15.000 EUR at their disposal just by using his credit card. The customer decides what limit he wants to set for activating his easyCredit Financial Reserve which is paid back in 60 easy monthly instalments. If the amount spent is below his personal monthly limit, the customer pays in one lump sum.

The Financial Reserve can be obtained exclusively in the Volksbanken Raiffeisenbanken in Germany.

The TeamBank AG – a responsible Corporation