Disability Insurance for Doctors, Physicians, Dentists – Long Term Quotes, disability insurance physicians.#Disability #insurance #physicians

Disability Insurance for Doctors, Physicians & Dentists

Got DI offers disability insurance plans for a number of occupations, but specializes in providing policies for doctors and physicians. Shopping for coverage takes time, so we reduce the hassle by comparing policies, simplifying options, and finding our clients the best package.

With disability insurance for doctors, dentists and physicians, you can rest assured that you will have low premiums, an extended benefits period, and non-cancellable coverage. Find individual plans that can supplement existing employer policies for complete protection of wages.

Check out plans for doctors, physicians, and an array of other occupations in the blue column to the right.

Do Employers Pay for Long-Term Plans?

Request a Disability Insurance Quote Today!

In order to protect against the financial hardships caused by an injury, request a free quote comparison from multiple insurance providers as we have wide array of riders, so that you can find out how much it would cost to get proper coverage.

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What is Disability Insurance?

Disability insurance is a form of insurance that pays you a percentage of your wages if you become too injured or sick to perform your duties. While recovering from an accident, you can receive disability insurance to pay for your expenses until you are able to return to work.

Who needs disability insurance?

Anyone in an occupation that requires specialized schooling or training to qualify for that does not receive sufficient disability insurance through their employer should seek out disability insurance services. Should an accident disable you and prevent you from working for an extended period, you will want the peace of mind that you have a policy to help cover your expenses until you are healed.

What type of medical exam is required?

Depending on the insurance company, you will be required to provide a medical examination report from a licensed doctor. This is often called an Attending Physician Statement (APS) and is a basic medical review of current and past medical history. The policy you obtain will not cover outstanding injuries or illnesses, only ones obtained after signing up for disability insurance. Ask your provider for more details.

What are the maximum benefits I qualify to receive?

The maximum benefits do not exceed the amount of the actual income you would normally receive. They are generally in the range of 50-80% of your monthly income, depending on your provider and premiums. For own-occupation disability insurance, when you return to work at your new job, your benefits will adjust to ensure that the sum of your new income plus benefits does not exceed your previous income.

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