#how to apply for a credit card with no credit
Halifax Credit Cards.
Compare our great range of credit card products, deals and offers, whether you re looking for a credit card to make every day purchases, to do a balance transfer or just a simple to use credit card. You can use the table below to see if there’s a card that s right for you.
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- 0% for up to 37 months from account opening on balance transfers within the first 90 days.
- 0% for 6 months from account opening on purchases.
- An initial 3% fee applies, we’ll then refund 0.35% on balances transferred within the first 90 days.
- 35 cashback offer available until 30 November for customers making a qualifying balance transfer. $
You may receive a shorter balance transfer introductory period and different APR based on your individual circumstances. At least 51% of successful applicants will receive a representative rate of 18.9% APR (variable).
Minimum 100 balance transfer. An initial 3% fee applies; we’ll then refund 0.35% within 90 days, so the effective fee is 2.65%. The refund applies for balance transfers in the first 90 days from when we open your account, after which a 3% fee applies for each balance transfer.
$ To qualify for this cashback, you must make a balance transfer that totals 1500 or more (or multiple balance transfers which collectively total 1500 or more), within the first 90 days of account opening. Any cashback will be paid within 90 days of the balance transfer qualifying limit being reached.