When applying for car insurance quotes, you’ll need to have the following details to hand:
Information about your car
This includes the make and model, plus the age and value of your car. You’re also required to declare any modifications you’ve made.
Information about you
Your job, age, and where you live will need to be provided, along with details of your driving history (including any convictions and claims).
The names and licence details of anyone who will be driving your car need to be provided.
No Claims Discount (NCD) history
Details of your no claims discount will help lower the price you are quoted.
How to reduce the cost of car insurance
Car insurance can be one of the most expensive aspects of owning a car. MoneySuperMarket data shows the average cost of annual car insurance this winter (January – April 2017) was £525. Here are our top tips on how to reduce your premiums:
With premiums rising, here’s how to save:
Don’t auto-renew: UK motorists lose around £2.37bn by rolling over their policies with the same insurer every year.
Compare quotes. Market research company, Consumer Intelligence, found that 51% of customers who search for car insurance through us could save up to £278 on their annual premium*.
Increase your excess: Insurers are likely to reduce the cost of cover if you increase your excess. Just make sure your excess is affordable. Read our voluntary excess guide .
Build a no claims discount: Most insurers reward drivers for claims-free driving.
*Consumer Intelligence data – Apr 2017
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Customer satisfaction rating
**Based on 10068 reviews in the last 12 months – Read all reviews
What type of car insurance should I get?
There are three main types of car insurance cover – third party . third party fire and theft and fully comprehensive.
Third party: Third party provides the lowest level of cover and is usually the cheapest type of car insurance. You are insured if you cause damage to another person’s car or injure them, but nothing will be paid out for any damage or injury to you or your car.
Third Party Fire and Theft: With third party, fire and theft you have additional cover to repair or replace your car if it’s stolen, damaged or destroyed by fire.
Fully comprehensive: Fully comprehensive is the highest level of cover and provides protection for you and other drivers if an accident happens.
In addition to standard car insurance, there are also specialist types of cover including black box/telematics . multi-car . short term . learner and classic car.
Our dedicated guides will help you work out which type of cover is right for you and your motor.
How can we help you save on your car insurance?
It’s our job to find you the best car insurance deal from a wide range of leading UK insurance companies. When you enter your details on our site, we send them to over 140 car insurers so they can compete for your business.
We rank the quotes they offer in price order so you can make your selection.
We’re 100% independent: working only for our customers
Unlike some of our competitors, MoneySuperMarket is not owned by an insurance company. So we can offer great value, with savings delivered straight to you.
We combine independence, so we can negotiate the best prices, with excellent technology, to find great value products and services for you. That’s what makes us – in our customers’ opinions – the best price comparison website.
Level of service
We aim to show you car insurance quotes from as many insurance companies as possible, so that you can find the right policy for you. Unfortunately, we can’t promise to show quotes from every insurance provider, because not all companies want to be included on comparison websites. We won’t offer you advice or make a recommendation, but we will provide you with all the information you need to help you decide which is the right policy for you. You can find out more about how we work here.
MoneySuperMarket can help you find great deals on your car insurance. From single to multi-car deals, satellite-based telematics policies to insurance for classic cars, we search the market to get the best combination of protection and price. Check out our news and guide pages for more information.
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