#classic car insurance
Classic Car Insurance from the Nation’s #1 Auto Insurer*
Protection for Your Antique and Classic Vehicles
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Is Your Car Eligible for Antique Car Insurance Coverage?
If you’re not sure, these definitions may help:
- Classic Automobile: A motor vehicle ten or more years old, which is rare or of special historical interest because of exceptionally fine workmanship or limited production. A classic motor vehicle 25 years old or older is covered as an antique.
- Antique Automobile: A motor vehicle 25 or more years old.
And here are some important conditions for classic car insurance eligibility:
- Your antique or classic car must be used on a very limited basis, such as exhibitions, club activities, and parades or similar events.
- You need to have restored, maintained, or preserved your antique or classic car.
- Medical Payments/No Fault
- Uninsured Motor Vehicle/Underinsured Motor Vehicle
- Emergency Road Service
- Death, Dismemberment and Loss of Sight
- Loss of Earnings
NOTE: This is only a general description of available coverages and is not a statement of contract. All coverages are subject to policy provisions and applicable endorsements. For further information on antique auto and classic car insurance, see a State Farm agent .
More Reasons to Choose State Farm
- Lower insurance premiums since your antique auto or classic car is used on a very limited basis such as exhibitions, club activities or parades.
- When you choose antique or classic car insurance with us, you and State Farm will agree on the value of the car. If the car experiences a total covered loss, we will pay this agreed-upon value, rather than the actual cash value of the car.**
- Up to $500 coverage for your car’s spare parts.*
- 24 Hour Good Neighbor Service During the day or in the middle of the night, you can call your agent’s number and speak with a State Farm representative to handle your antique auto or classic car insurance needs.
- We understand your classic car. We’ve been insuring collector cars for many years. In 2010, State Farm employees even created a 1968 ‘Split Camaro’ as a teaching tool. It clearly demonstrates the difference between a vehicle fully restored to original condition and a vehicle thats been significantly modified. Learn more about the “Split Camaro” .