CitiFinancial Canada Personal Loans
Need some extra cash to take your dream vacation, remodel
Who Can Qualify
CitiFinancial offers personal loans to people who have reached the age of majority in their province of residence who have established credit and preferably are able to secure their personal loan with personal property. Some established credit, through gasoline/retail credit cards or auto loans, along with the ability to make monthly payments is required. Even if you are not a homeowner, Unsecured signature loans are still available. Young people just beginning to establish credit may be asked to have another responsible adult co-sign for the loan. Personal Loans are available to Canadian residents in all provinces territories. At the present time personal loans are not available for business purposes. CitiFinancial’s specialty is extending credit for personal, family, and household purposes.
The Loan Process
Complete the safe and secure Online Loan Application. You will instantly receive an on-screen confirmation that your application has been submitted to CitiFinancial along with a preliminary online decision indicating one of the following: a conditional approval; pending decision; or auto decline. If you receive a conditionally approved or pending decision confirmatation status, CitiFinancial will then verify your address, age, employment, and income. You will then receive an email confirmation which may conditionally approve you for a loan. In less than 1 hour your loan application will be transferred to a local CitiFinancial branch office that is closest to you. A CitiFinancial branch loan specialist will contact you to schedule the loan closing and discuss your loan options including: online payment, automatic payment, local branch payment, or mail in payment. The entire process can happen in as little as 24 hours. It’s fast and easy!
With a CitiFinancial personal loan, you can’t lose. If for any reason you change your mind after you receive your personal loan, you can return the amount you borrowed within 14 days, and there will be no fees, no charges, and no hassles – Guaranteed!
No Prepayment Penalty and No Obligation
You can pay off your personal loan anytime with no fees, no hassles, and no red tape. Once you apply for a personal loan, you are under no obligation to accept a loan offer that is presented to you.
Possible Uses for Loan
There may be any number of reasons you need a personal loan, from paying off debt to taking that dream vacation. Some of the more popular uses are: