#poor credit mortgages
Specialists in Bad Credit Mortgages
Where other brokers may not have been able to help, in most cases we can, so why not get in touch to see how we could help You.
Welcome to a Mortgage 4 You the mortgage specialists who are here to help clients who have had a Bad Credit history, or who are discharged Bankrupts, been in Debt Management, or have been in an IVA. Why can we help you when most lenders or Brokers cannot help. Because we make it our business to form relationships with lenders who base their decision to lend on a manual underwriting decision, and not on how many points you have scored, or our Specialist Lenders whose underwriting guide will accept various levels od Bad Credit. With over 50 years of experience in financial services, we know our business and we are here to help you, call me now, Michael Alexander on 03452 605506, or 07867 794837 you may just get a pleasant surprise.
With most lenders in the market today credit scoring and credit checking, any Bad or Poor credit history that remains on your credit file will have a negative impact on how most lenders will view you for mortgage purposes.
Your credit file covers the history of how you have managed your credit and mortgage arrangements over the last six years. Any late or missed payments, credit defaults, CCJ’s, Bankruptcy or an IVA, could mean that you will fail the credit score and be declined by the lender.