Astrive Student Loans #how #to #apply #for #student #loans

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Astrive Student Loans

Education has been very important in the lives of many people. However, it is not that easy to go to college and get a degree. What if you don t have the financial resources to earn a college degree? Is there still a way for you to fulfill your dreams?

An Astrive student loan is a private student loan. It is the best solution for you to be able to enter college even with a low amount of financial help for schooling. You can get an Astrive student loan if you are seventeen years of age and a certified US citizen or have lived at least for two years in the US. Moreover, you must have a well established credit history of twenty one months at least. Also it is important that you must have worked for a minimum of two years at the same employer.

A co-signer is important in getting approval for particular Astrive student loans. The co-signer will be the one to help you acquire a better credit line if ever you have a bad history credit. With a co-signer you can be assured of a much lower fees as well as rates. Furthermore, with a good co-signer you can receive the loan in the fastest and quickest way possible. Your status as well as the name of the school you are attending is important to qualify for an Astrive student loan.

Annually, you can have the chance to borrow as much as $40,000 which has a $130,000 lifetime limit. However you can also borrow for a minimum amount of $1,500. As for payment, you have three choices on how you want to pay the money that you have borrowed. The first option is to pay the loan right away to avoid high interest payments. With this option, you can be assured that in the long run you will be able to save more money.

The second option is to pay interests for payments only. But to be able to have this option, you must be a half time student at least. And the last option is to fully pay the loan after graduation. But, just like the second option, you must also be a half time student at least to be qualified for this type of repayment schedule.

You are allotted twenty years to repay Astrive student loans. However, along with this are the monthly minimum payment of $25.00 and an inconsistent rate of interest. Early payments are encouraged to avoid penalties.

Therefore, with Astrive student loans, financial resources are not anymore a problem to earn a good college degree. So, there is no reason for you not to go to school and achieve your dreams for your future.

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