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Visa Credit Cards

Transfer your balance today!

How much are you paying in credit card interest charges every month, $50? $100?

Cash Rewards

unlimited 1% cash back

Visa Platinum Credit Card

SDCCU Cash Rewards

The SDCCU Cash Rewards cash back program makes earning rewards easy! Earn cash back on qualified Visa credit card purchases with no annual fee! Plus, SDCCU cash rewards are posted to your account monthly so you don t have to do anything.

  • Unlimited 1% cash back
  • No limit on the cash rewards you can earn
  • No annual fee
  • View rates disclosures

Fly Miles Plus

The optional SDCCU Fly Miles Plus Reward Program allows you to earn points toward airline tickets, cruises, hotels, vacations, gift cards/certificates, merchandise and cash rewards. Preview the reward options .

  • Receive 1,000 bonus points and no annual fee for the first year
  • Earn up to 120,000 points in one year per enrolled card
  • We ll continue waiving the $35 annual fee after the first year when total annual purchases exceed $6,000

Already enrolled? View and redeem your Fly Miles Plus points by logging into Internet Branch and selecting Fly Miles Plus from the Self Service menu or calling SDCCU s Fly Miles Plus Reward Program Service Center at (877) 587-8746.

Payment Protection

Payment protection is available on Visa credit cards, auto loans. signature loans. share secured loans or recreational sports vehicle (RSVP) loans and can protect you in times of need by making your loan payments. Payment protection options are available as comprehensive plans or as single coverage options, and are available on loan terms up to ten years.

Payment protection is available for:

  • Unemployment
  • Disability/Hospitalization
  • Life/Terminal Illness

Call us at (877) 732-2848 or visit one of our 38 convenient branch locations for program specific details and more information.

FICO Score available for primary member with an active loan in good standing.

SDCCU Cash Rewards. Subject to credit approval. Rate and terms subject to change. Rebate credited to your balance each billing cycle. Cash advances, convenience checks, balance transfers and refunded purchases are not eligible purchases.

*Visa Balance Transfer offer: You must qualify for this introductory rate. Subject to credit approval. Rates, terms and conditions subject to change. See below for important information. See our Visa Rates Terms. Current cardholders: call to see if you re eligible.

Visa Balance Transfer requests must be received by SDCCU between September 2, 2015 and January 1, 2016 to be eligible for this introductory 0% APR and to have access to an increased amount of your credit line for balance transfers. Requests posted after January 1, 2016 will be subject to your regular APR for balance transfers, currently 13.99% APR – 23.99% APR, and subject to the cash advance/balance transfer maximum of your approved credit limit or $10,000, whichever is less. For more information about your available credit line please call (877) 732-2848.