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Making the Most of 3 Credit Bureau Monitoring

Making the Most of 3 Credit Bureau Monitoring

Of course, monitoring your credit files for changes is only part of the PrivacyGuard story. PrivacyGuard includes an array of additional services that can help you protect your credit. For starters, you can receive your latest triple-bureau credit report – and the CreditXpert Credit Scores associated with each – every three months. That way, you can view your report in its entirety throughout the year, which is essential for spotting and correcting any inaccuracies for things that are not being monitored. In addition, PrivacyGuard tracks your Experian Scorex PLUS sm credit score and alerts you of major fluctuations that could indicate either identity theft or a major occurrence on your credit files. See details .

Getting Started with PrivacyGuard’s 3 Bureau Credit Monitoring

1 Your CreditXpert Scores are provided by CreditXpert Inc. Although these scores are not used by lenders to evaluate your credit, they are intended to reflect common credit scoring practices and are designed to help you understand your credit. Your scores are based on information from the files at the three major credit reporting agencies. Your scores may not be identical or similar to scores you receive directly from those agencies or from other sources.

2 Daily monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by any of the three major credit reporting agencies. If no information has been added or changed, then you will receive a monthly notification stating that no information has changed within your credit file.

3 Trilegiant Corporation, Trilegiant Insurance Services, Inc. and Alliance Marketing Association and their credit information subcontractors shall not have any liability for the accuracy of the information contained in the credit reports, credit scores, Credit Alert reports or other reports which you receive in connection with the PrivacyGuard service, including any liability for damages, direct or indirect, consequential or incidental.

PrivacyGuard is a service of Trilegiant Corporation in conjunction with Trilegiant Insurance Services, Inc. and Alliance Marketing Association. Trilegiant Insurance Services, Inc. does not receive any compensation from the sale of the identity theft insurance benefit included as part of the PrivacyGuard service. Any part of the service may be modified or improved at any time and without prior notice. PrivacyGuard is not available to residents of Rhode Island. PrivacyGuard and Credit Alert are registered service marks of Affinion Publishing, LLC.





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